CDs & IRAs

Certificates of Deposit
Invest with as little as $500 in a federally insured Certificate of Deposit. You can choose CD’s from 3 to 48 months, earning varied rates. Opt to have earnings paid directly to your certificate, deposited to another FNB account, or mailed to you as a check. Certificates can renew automatically to keep your savings momentum building for future needs.


Individual Retirement Accounts
Planning for your retirement is easy with a First National Bank Individual Retirement Account. An IRA promises an income that will be available in addition to government (Social Security) or employer’s pensions. If you have W-2 wages, you may establish an IRA with us for as little as $100. Because we offer a variety of IRA certificates of deposit with maturities to suit your individual needs, savings for your “golden years” is easy and affordable.


Save for your future with this tax-deferred retirement account and take advantage of recent higher contribution limits. An IRA at FNB is one of the best ways individuals can build a secure retirement fund. We offer Traditional, Roth, Educational IRA’s or Self Employed Pension Plans (SEP’s).


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