Regular Checking
Just maintain a $250 minimum daily balance or a $500 average balance – and you can avoid any monthly fees and per check charges.
- Low opening deposit of $100
- Unlimited check writing privileges
- Unlimited deposits
- No monthly fee or per check/debit charge if a minimum daily balance of $250 or an average balance of $500 is maintained
- Low monthly fee of $3.00 plus $.15 per check/debit if balance falls below the minimum balance requirement
- Customer purchases desired checks
- FNB Debit Card available (subject to credit approval)
FREE Checking
What would you expect from a local bank? Our FREE Checking product has no monthly fees or per check charges and we store your checks for you. Simple, easy and convenient!
- Low opening deposit of $100
- Unlimited check writing privileges
- Unlimited deposits
- No minimum balance required
- No monthly service charges or per check charges
- Check Safekeeping (canceled checks will not be returned to you)
- Customer purchases desired checks (duplicate checks are recommended)
- FNB Debit Card available (subject to credit approval)
- Free e-statements
FNB Perks Checking
Meet these simple qualifications and you can enjoy a great rate on your checking account!
Perks (see rate sheet):
- Earn a higher rate on balances up to $15,000
- Earn regular rate on any balance over $15,000
- Earn lower rate yet if qualifications aren’t met
- ATM surcharge fee refunds
- Free Online Banking
- Free Mobile Banking
- Free Bill Pay
- No minimum balance
Qualifications:
- A minimum of 10 debit card purchases posted per statement cycle
- Direct deposit or ACH credit per statement cycle
- Enroll in e-Statements
- Interest in calculated daily and paid monthly
- Customer purchases desired checks
FNB Club Checking
For just $6, $7 or $8 per month you get unlimited check writing, free personalized checks (basic design only) and money orders. All with no minimum balance required.
- Low opening deposit of $100
- Unlimited check writing privileges
- Unlimited deposits
- No minimum balance required
- Accidental Death Insurance (Monthly fee of $6, $7 or $8 depending on amount of coverage selected)
- Money Orders issued without a fee
- Many other benefits (see brochure for details)
- Free personalized checks (basic design only)
- FNB Debit Card available (subject to credit approval)
NOW Checking
Maintain a $900 minimum daily balance or a $1,500 average balance and we’ll pay you to check with us. You will earn a competitive rate of interest on money you use to pay bills, unlimited check-writing privileges, plus a way to save monthly fees. NOW Accounts are only available to individuals, sole-proprietorships and certain non-profit and government organizations.
- Low opening deposit of $100
- Unlimited check writing privileges
- Unlimited deposits
- No monthly fee or per check/debit charge if a minimum daily balance of $900 or an average balance of $1,500 is maintained
- Low monthly fee of $4.00 plus $.20 per check/debit if balance falls below the minimum balance requirements
- Interest calculated daily and paid monthly
- Customer purchases desired checks
- FNB Debit Card available (subject to credit approval)
Senior Checking
The features of the FNB Club Account combined with our NOW Checking Account. The perfect way to earn interest on your money while receiving all of the benefits of the FNB Club Account. ^ Top Senior Citizen Checking
We respect your years of banking experience, so we’ve created this account especially for our customers age 62 and over.
- Low opening deposit of $100
- Must be age 62 to qualify
- Unlimited check writing privileges
- Unlimited deposits
- No minimum balance required
- Customer purchases desired checks
- FNB Debit Card available (subject to credit approval)
